Ways to Pay

Insurance and Rates

We know everyone’s financial journey is just as unique as a healing journey. We are happy to work with you to find the best way to get services, including a sliding fee scale.

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Accepted Insurances

Your health insurance or employee benefit plan may cover regular therapy services in full or in part.

You are ultimately responsible for understanding your benefit plan and coverage; any quotes are estimates and NOT a guarantee of coverage or payment.

Please check with your insurance company for more information.

Tin Cup Counseling & Consultation PLLC currently accepts the following insurance:

    • Aetna

    • Blue Cross and Blue Shield

    • HealthPartners

    • Medica

    • Medical Assistance (Minnesota Health Care Plan)

    • Medicare - Select Providers Only

    • Optum

    • TRICARE

    • Wellmark

If your plan is not listed above, please call the number listed on the back of your insurance card to check your out-of-network benefits.

If you decide to continue with out-of-network services, please inform your provider so Tin Cup Counseling & Consultation can submit an out-of-network claim on your behalf with your insurance provider.

We can also provide receipts for services for you to submit to your insurance plan or your HSA/HRA accounts administrator.

Each plan varies, so check your coverage carefully by calling the member services phone number on the back of your card and asking your insurance company the following questions:

    • Do I have outpatient mental health insurance benefits?

    • Is Tin Cup Counseling & Consultation in-network or out-of-network for my plan?

    • Do I have coverage for billing codes: 90791 (Diagnostic Assessment session), 90832 (30 min.), 90834 (45 min.), and/or 90837 (60 min. individual psychotherapy)?

    • What is my deductible and has it been met?

    • Do I have a co-pay or co-insurance?

    • How many sessions per year does my health insurance cover?

    • Does my plan cover tele-health therapy as well as in-person therapy?

Private Pay

Tin Cup Counseling accepts cash, checks, credit cards, FSA, or HSA cards. Some clients prefer to pay for therapy out of pocket for various reasons. Benefits include:

  • Increased confidentiality.

  • Increased flexibility and approaches to treatment.

  • Insurance does not affect diagnosis and the best treatment options.

  • Clear and efficient payment options.

  • Personal reasons.

Current Rates

Individual Counseling

Initial Appointment (Diagnostic Assessment): $260

Individual One-Hour Session: $180

Individual 45-minute session: $150

Individual 30-minute session: $90

Group Counseling

Group Rate Per Clinical Hour: $90

Consultation Services

Consultation Rate Per Hour: $260

FAQ - Insurance and Payment

  • In Minnesota we currently accept Aetna, Blue Cross and Blue Shield, HealthPartners, Medica, Medical Assistance (Minnesota Health Care Programs), Medicare (select providers only), Optum, and TRICARE. In South Dakota we accept Wellmark.

    Therapy is often covered in full or in part by your health insurance or employee benefit plan. Coverage varies quite a bit from plan to plan, so it is worth a phone call before your first session.

  • Call the number on the back of your insurance card and ask about your out-of-network outpatient mental health benefits. Plenty of plans cover a meaningful share of out-of-network therapy.

    If you decide to move forward, let us know and we will submit the out-of-network claim to your insurer on your behalf. We can also provide receipts you can submit yourself, or send to your HSA or HRA administrator.

  • Call the member services number on the back of your card and ask:

    • Do I have outpatient mental health insurance benefits?

    • Is Tin Cup Counseling & Consultation in network or out of network for my plan?

    • Do I have coverage for billing codes 90791 (diagnostic assessment), 90832 (30 minutes), 90834 (45 minutes), and 90837 (60 minutes of individual psychotherapy)?

    • What is my deductible, and has it been met?

    • Do I have a co-pay or co-insurance?

    • How many sessions per year does my plan cover?

    • Does my plan cover telehealth as well as in-person therapy?

    Write the answers down. If anything comes back unclear, bring it to your consultation and we will look at it with you.

  • We cannot promise that, and neither can anyone else. Understanding your benefit plan and your coverage is ultimately your responsibility, and any estimate of coverage is an estimate, not a guarantee of coverage or payment. Your insurance company is the only one who can tell you for certain.

    • Individual counseling: $90 to $260, depending on time and appointment type

    • Consultation services: $260 per clinical hour

  • Yes. We accept cash, check, credit, FSA, and HSA. Some clients prefer to pay privately, and there are good reasons for it: more confidentiality, more flexibility in how we approach treatment, no insurance company influencing your diagnosis or treatment plan, and a simpler payment process. Some people just prefer to keep it separate. That is reason enough.